— About Us —
We're redefining the
Direct Debit experience

Curlec is a VC-backed FinTech company that makes it easy for businesses of all sizes to collect recurring payments.

We are a less expensive and more effective way for businesses to collect recurring payments of varying amounts. It's smarter.

We believe that payments should be as seamless and intuitive as possible. We strive to do this by building technology on top of bank-to-bank payment systems, making it extremely easy for businesses to collect payments. We facilitate transactions by intermediating between Buyers, Sellers and their Banks, making Direct Debit available to businesses of all sizes.

Curlec is an alumni of SuperCharger (Malaysia 2018 programme), Asia's leading FinTech accelerator.


Our Leadership Team

Zac Liew

Co-Founder & CEO

Zac previously worked at Barclays Bank in London and was a Product Manager for 2 enterprise-tech companies.

He is also a qualified lawyer.​

Steve Kucia

Co-Founder & Director

Steve has over 40 years experience with Technology companies in the UK, Middle East and Asia. He was previously MD of Unisys in Hong Kong.

Raj Lorenz

Advisor to the Board

Raj has over 30 years experience in the Financial Services Industry. He previously ran GHL Systems and eNETS, and held various positions in CitiBank.

Who We Are

The Curlec team has a wealth of experience dealing with the Direct Debit payment mechanism, having worked on it since the inception of the Interbank Direct Debit Programme by MEPS in 2010 (which is now being managed under PayNet).


Our team built the integrated workflow system for the processing of paper Direct Debit mandates, which is currently being used by all participating banks under the Direct Debit scheme.


We have always had the desire to move to a paperless solution and in 2017, in line with Bank Negara's push to make Malaysia a cashless society, we were presented the opportunity to do so. This is when Curlec was born and we are now truly taking Direct Debit into the digital age.

Find out if Direct Debit works for you!

Schedule a Free Demo now by entering your contact details below. 

 Email: hello@curlec.com   |   Tel: +603 7629 5701   |   Unit 05-01, Tower A, Vertical Business Suite Avenue 3, Bangsar South 59200, KL.

© 2019 by Curlec Sdn. Bhd